{"id":1310,"date":"2019-09-18T12:57:55","date_gmt":"2019-09-18T09:57:55","guid":{"rendered":"https:\/\/mavvo.com.tr\/blog\/?p=1310"},"modified":"2025-12-03T14:59:31","modified_gmt":"2025-12-03T11:59:31","slug":"muteselsil-sorumluluk-nedir","status":"publish","type":"post","link":"https:\/\/mavvo.com.tr\/blog\/muteselsil-sorumluluk-nedir\/","title":{"rendered":"M\u00fcteselsil Sorumluluk Nedir?"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-1312 aligncenter\" src=\"https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/credito1-300x155.jpg\" alt=\"\" width=\"490\" height=\"253\" title=\"\" srcset=\"https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/credito1-300x155.jpg 300w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/credito1-450x232.jpg 450w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/credito1.jpg 753w\" sizes=\"(max-width: 490px) 100vw, 490px\" \/><\/p>\n<p>Finans d\u00fcnyas\u0131nda bilhassa \u015firket sahiplerinin en \u00e7ok duydu\u011fu terimlerin ba\u015f\u0131nda <strong>m\u00fcteselsil sorumluluk<\/strong> gelmektedir. <strong>M\u00fcteselsil sorumluluk<\/strong>; hukuka <a href=\"https:\/\/mavvo.com.tr\/blog\/yapay-zeka-nedir-ai-hakkinda-bilmeniz-gereken-12-sey\/\" data-internallinksmanager029f6b8e52c=\"31\" title=\"Yapay Zeka Nedir: AI Hakk\u0131nda Bilmeniz Gereken 12 \u015eey\">ai<\/a>t bir terimdir. K\u0131saca ifade etmek gerekirse; bir borcun belirli bir k\u0131sm\u0131na de\u011fil de tamam\u0131na kar\u015f\u0131 sorumlu olma halidir. Ancak, m\u00fcteselsil sorumlulu\u011fun kapsam\u0131 ve hangi durumlarda uyguland\u0131\u011f\u0131na d<a href=\"https:\/\/mavvo.com.tr\/blog\/yapay-zeka-nedir-ai-hakkinda-bilmeniz-gereken-12-sey\/\" data-internallinksmanager029f6b8e52c=\"31\" title=\"Yapay Zeka Nedir: AI Hakk\u0131nda Bilmeniz Gereken 12 \u015eey\">ai<\/a>r birtak\u0131m \u015fartlar s\u00f6z konusudur. <strong>M\u00fcteselsil sorumluluk<\/strong>; s\u00f6z konusu olan bor\u00e7tan, riskten veya durumdan birden \u00e7ok ger\u00e7ek veya t\u00fczel ki\u015finin sorumlu olma halidir. Bir\u00e7ok bor\u00e7tan tek ki\u015fi sorumlu olmaz. Zincirleme bor\u00e7 ili\u015fkisinden dolay\u0131 bir bor\u00e7tan birden \u00e7ok ki\u015fi veya kurum sorumlu olmaktad\u0131r. M\u00fcteselsil sorumlulukta bor\u00e7lu, borcun kendisine ait olan k\u0131sm\u0131ndan de\u011fil tamam\u0131ndan sorumludur. M\u00fcteselsil sorumlulu\u011fu bir \u00f6rnekle a\u00e7\u0131klamak gerekir. \u00dc\u00e7 ki\u015finin toplam 1200 TL tutar\u0131nda borcunun oldu\u011funu varsayal\u0131m. Bu durumda, herkes, 400 TL verdi\u011fi takdirde borcun kapanmas\u0131 m\u00fcmk\u00fcnd\u00fcr. Ancak, bir ki\u015fi \u00e7\u0131k\u0131p 1200 TL verirse bor\u00e7 kapanm\u0131\u015f olur. Bu durumda, borcun tamam\u0131n\u0131 \u00f6deyen ki\u015fi, di\u011fer iki ki\u015fiden 800 TL alma hakk\u0131na sahip olmaktad\u0131r. Bir ba\u015fka deyi\u015fle, borcun tamam\u0131n\u0131 \u00f6deyen ki\u015fi, m\u00fcteselsil sorumlulu\u011fu alm\u0131\u015f ki\u015fidir.<\/p>\n<h2>M\u00fcteselsil Sorumluluk Kavram\u0131<\/h2>\n<p>Bir bor\u00e7 veya risk hakk\u0131nda birden \u00e7ok ki\u015fi i\u00e7in <strong>m\u00fcteselsil sorumluluk<\/strong> karar\u0131 verildiyse alacakl\u0131 ki\u015finin, borcun tamam\u0131 hakk\u0131nda t\u00fcm bor\u00e7lular aras\u0131ndan se\u00e7ti\u011fi tek bir ki\u015fiye ba\u015fvurma hakk\u0131 bulunmaktad\u0131r. Alacakl\u0131, ka\u00e7 tane bor\u00e7lu varsa birini se\u00e7me hakk\u0131na sahiptir. Alacakl\u0131, borcun tamam\u0131n\u0131, se\u00e7ti\u011fi ki\u015fiden talep ve tahsil edebilir. Bunun yan\u0131 s\u0131ra, ayn\u0131 anda m\u00fcteselsil ve <strong>m\u00fc\u015fterek sorumluluk<\/strong> kavramlar\u0131 s\u00f6z konusu olabilir. \u0130ki sorumlulu\u011fun ayn\u0131 anda ger\u00e7ekle\u015fti\u011fi hallerde, alacakl\u0131 \u015fah\u0131s, borcun tamam\u0131n\u0131 tahsil edene kadar istedi\u011fi bor\u00e7ludan borcun istedi\u011fi kadar\u0131n\u0131 tahsil etme hakk\u0131na sahip olmaktad\u0131r.<\/p>\n<h2>M\u00fc\u015ftereken Sorumluluk Nedir?<\/h2>\n<p><img decoding=\"async\" class=\"wp-image-1313 aligncenter\" src=\"https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17-300x197.jpg\" alt=\"\" width=\"489\" height=\"322\" title=\"\" srcset=\"https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17-300x197.jpg 300w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17-1024x673.jpg 1024w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17-768x505.jpg 768w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17-450x296.jpg 450w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17-780x512.jpg 780w, https:\/\/mavvo.com.tr\/blog\/wp-content\/uploads\/2019\/09\/17.jpg 1420w\" sizes=\"(max-width: 489px) 100vw, 489px\" \/><\/p>\n<p>M\u00fc\u015ftereken sorumluluk; <strong>m\u00fcteselsil sorumluluk<\/strong> kavram\u0131yla z\u0131t detaylar bar\u0131nd\u0131rmaktad\u0131r. Buna g\u00f6re, birden \u00e7ok ki\u015fi, bir bor\u00e7tan sorumlu olduysa alacakl\u0131n\u0131n borcun tamam\u0131n\u0131 tek bir bor\u00e7ludan tahsil etme hakk\u0131 bulunmaz. Her bor\u00e7lu, borcun kendisine d\u00fc\u015fen pay\u0131n\u0131 \u00f6demekle y\u00fck\u00fcml\u00fcd\u00fcr. \u00d6rne\u011fin, ortada iki bin TL gibi bir bor\u00e7 varsa ve bu bor\u00e7tan d\u00f6rt ki\u015fi sorumluysa her ki\u015fi 500 TL \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcne sahiptir.<\/p>\n<h2>M\u00fc\u015fterek Bor\u00e7lu M\u00fcteselsil Kefil Ne Anlama Gelmektedir?<\/h2>\n<p>M\u00fcteselsil ve m\u00fc\u015ftereken sorumluluk kavramlar\u0131n\u0131n yan\u0131 s\u0131ra <strong>m\u00fc\u015fterek bor\u00e7lu m\u00fcteselsil kefil<\/strong> kavram\u0131 yer almaktad\u0131r. Bir ki\u015finin borcunu \u00f6demedi\u011fi durumlarda kendisi hakk\u0131nda takip i\u015flemi ba\u015flat\u0131lmaktad\u0131r. Borcunu \u00f6demeyen ki\u015finin borcu, bu sefer kendisine kefil olan ki\u015fiden tahsil edilmeye \u00e7al\u0131\u015f\u0131l\u0131r. Bir ba\u015fka deyi\u015fle, kefil olmay\u0131 <a href=\"https:\/\/mavvo.com.tr\/blog\/proje-erp\/\" data-internallinksmanager029f6b8e52c=\"49\" title=\"Proje ve Taahh\u00fct Firmalar\u0131 \u0130\u00e7in #1 ERP Program\u0131: D\u0130A\">s\u00f6zle\u015fme<\/a> imzalayarak kabul eden ki\u015fi, kefil oldu\u011fu ki\u015finin t\u00fcm borcunu \u00f6demeyi kabul etmi\u015f anlam\u0131na gelmektedir. Borca kefil olan ki\u015fi, borcunu \u00f6demezse bu sefer kendisi hakk\u0131nda yasal takip i\u015flemleri ba\u015flat\u0131lmaktad\u0131r. Bu noktada, yap\u0131lan kefil s\u00f6zle\u015fmesinde <strong>m\u00fc\u015fterek bor\u00e7lu m\u00fcteselsil kefil<\/strong> ifadesi bulunuyorsa kanunlar \u00f6n\u00fcnde kefil ve bor\u00e7lu ki\u015fi, borcun \u00f6denmesi konusunda e\u015fit sorumlulu\u011fa sahip olmaktad\u0131r. Bu durumun bir sonucu olarak, alacakl\u0131 ki\u015fi, borcu tahsil etmek istedi\u011fi zaman bor\u00e7lu ki\u015fi yerine direkt kefile gitme hakk\u0131na sahiptir. <strong>M\u00fc\u015fterek bor\u00e7lu m\u00fcteselsil kefil<\/strong> ifadesinin kefil olanlar i\u00e7in riskli bir tan\u0131m oldu\u011funu s\u00f6ylemek gerekir. \u00c7\u00fcnk\u00fc, bir\u00e7ok alacakl\u0131, borcu \u00f6denmezse hangi taraf\u0131n mal varl\u0131\u011f\u0131 fazlaysa tahsil i\u00e7in o ki\u015fiye gitmektedir. Bir ba\u015fka deyi\u015fle, insanlar\u0131n kefil olacaklar\u0131 ki\u015fiyi iyi tercih etmesi gereklidir.<\/p>\n<h2>M\u00fcteselsil Kefil Nedir?<\/h2>\n<p><strong>M\u00fcteselsil kefil<\/strong>; normal bir kefilden daha farkl\u0131d\u0131r. \u00c7\u00fcnk\u00fc, normal kefilin oldu\u011fu bir i\u015flemde bor\u00e7, bor\u00e7ludan tahsil edilemezse kefile tahsil i\u00e7in ba\u015fvurulur. Ancak, m\u00fcteselsil kefil durumu s\u00f6z konusuysa bor\u00e7luya gidilmeden de tahsil i\u00e7in kefile gitmek m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;1310&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;\u0130\u00e7eri\u011fi Oyla&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;M\u00fcteselsil Sorumluluk Nedir?&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">\u0130\u00e7eri\u011fi Oyla<\/span>\n    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Finans d\u00fcnyas\u0131nda bilhassa \u015firket sahiplerinin en \u00e7ok duydu\u011fu terimlerin ba\u015f\u0131nda m\u00fcteselsil sorumluluk gelmektedir. M\u00fcteselsil sorumluluk; hukuka ait bir terimdir. K\u0131saca ifade etmek gerekirse; bir borcun belirli bir k\u0131sm\u0131na de\u011fil de tamam\u0131na kar\u015f\u0131 sorumlu olma halidir. Ancak, m\u00fcteselsil sorumlulu\u011fun kapsam\u0131 ve hangi durumlarda uyguland\u0131\u011f\u0131na dair birtak\u0131m \u015fartlar s\u00f6z konusudur. M\u00fcteselsil sorumluluk; s\u00f6z konusu olan bor\u00e7tan, riskten [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1311,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[101],"class_list":{"0":"post-1310","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-is-dunyasi","8":"tag-muteselsil-sorumluluk"},"mb":[],"mfb_rest_fields":["title","gutenberg_elementor_mode"],"_links":{"self":[{"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/posts\/1310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=1310"}],"version-history":[{"count":2,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/posts\/1310\/revisions"}],"predecessor-version":[{"id":6795,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/posts\/1310\/revisions\/6795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/media\/1311"}],"wp:attachment":[{"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=1310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=1310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mavvo.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=1310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}